Cape Cod Uninsured Driver Accident Attorney
What If the Responsible Party Is Uninsured or Underinsured?
When you have been involved in a devastating automobile accident, the first thing you should do after checking everyone’s safety is exchange insurance information. But what happens if the other driver does not have insurance coverage? While it is illegal to drive in Massachusetts without this critical kind of security, many drivers still fail to obtain car insurance or have only limited coverage. If an uninsured or underinsured motorist is the cause of your car accident, they may not be able to cover your damages from medical bills, lost wages, and trauma.
Fortunately, if you have car insurance, then you should have UM/UIM insurance with your own insurance company. This covers the bills when a negligent driver is unable to pay. Such cases can be complex to tackle on your own, however. To gain powerful legal advice for uninsured/underinsured motorist coverage, reach out to the Law Office of Scott B. Brilliant.
Contact me now at (888) 605-5847 to have all your questions answered by an uninsured driver accident attorney in Cape Cod.
What Is Covered in a UM/UIM Claim?
Every case is unique, and what you can claim depends on who is liable and by what percentage. However, there are several kinds of damages that most uninsured/underinsured motorist policies cover. Uninsured motorist coverage may also be used to make a claim on a hit-and-run accident.
Some of the damages covered typically include:
- Medical bills and costs, such as staying at the hospital, receiving follow-up checkups, and purchasing prescriptions
- Expenses for physical and mental therapy
- Damage done to property
- Lost wages or loss of a job
How to Recover Damages from Your Own Insurance Company
If you are trying to pursue compensation for an uninsured or underinsured driving accident, then you may run into a few problems. Insurance companies do not give out funds for this type of accident easily, and you may not receive full or even partial recovery.
As a former insurance claims adjuster, I have first-hand experience with the insurance industry. I know what these companies are looking for and the excuses they use to deny your claim. Let me use 20 years of experience as a personal injury attorney to your benefit. I have successfully assisted many former clients in achieving positive resolutions for their car accidents, and I can help you as well.
Statute of Limitations in Massachusetts
It is critical to remember when you are filing this kind of claim that punctuality is essential. Since your time is limited to file a claim, you need to make sure you get a detailed consultation with a motorist insurance coverage attorney. In Massachusetts, according to M.G.L.A. 260 § 2A, all tort actions for personal injuries – which includes most automobile accidents – must be brought to court within three years of the accident. Do not delay in getting your claim started today.
Call the Law Office of Scott B. Brilliant
I offer a free case evaluation for those who want to discuss their Cape Cod uninsured/underinsured motorist coverage case directly with a seasoned car accident lawyer. My offices are conveniently located in Stoughton and Bourne, so please don't hesitate to call or stop by. Make your claim now, before it's too late.
Scott is knowledgeable, professional, compassionate & provides individualized service for each client.- D.B
Very professional, patient & caring!- D.K.
Attorney Brilliant was amazing & always there to answer any questions!- C.R.
Scott is extremely professional & got us the results we deserved.- D.C.
Thank you for all you’ve done on our behalf since our accident.- P.S.